Privacy Policy

The privacy of your personal information is important to us.  We make every reasonable effort to safeguard, in accordance with the Australian National Privacy Principles, the privacy of all personal information provided to us.  This statement provides information about our practices in relation to the collection, use, storage and disclosure of information that you may have provided to us via this website.  Please be sure to read this entire Privacy Policy before using or submitting information to this website.  You should periodically revisit this Privacy Policy as it may change from time to time as we continue to develop this website.

If you visit this website to read, browse or download information, certain information may be passively collected.  "Cookies" may be used to assign your computer a User ID so that your computer can be identified on our server.  You may configure your web browser so that you are notified in advance and your internet browser can disable cookies.  Cookies may collect and store your server address, the date and time of your visit, the pages viewed and any downloads made.  The information collected may be used to determine the use patterns of this website including the popularity of different pages. This information may be used by us to improve this website. The information may also be used for planning, product development, marketing and research purposes.

This website also collects information from its visitors by enabling you to communicate directly with us via email.  Some of the information you submit may be personally identifiable information (that is, information that can be uniquely identified with you, such as your full name, address and phone number).

You will be taken to agree to the collection, storage, use and disclosure of your personal information as set out in this Privacy Policy when you enter this website or contact us.

We may at times disclose your personal information to other organisations. We may disclose your personally identifiable information to our related bodies corporate, advisers or consultants including third parties who provide us with administrative services and who agree to treat it in accordance with this Privacy Policy.  In addition, we may disclose your personally identifiable information to third parties located in Australia and/or any other country, but only (i) to third parties we use to support our business, in which case we will require such third parties to agree to treat it in accordance with this Privacy Policy;  or (ii) where required by applicable law, court orders, or government regulations.

Your personal information will not be disclosed to third parties except where mentioned above. If you use the services of a financial adviser, details of your investments will be supplied to your adviser unless you instruct us otherwise.

You are able to request access to the information that is held about you (contact details below).  Upon request, we will provide you with details of your personally identifiable information and for what purposes it is held.  We will also provide you with details of how we collect, use, hold and disclose this information.

In order to provide you with the best service, we endeavour to ensure that all personal details are up to date and accurate. To do this, we ask that you advise us of any changes to your personal details.

We take reasonable steps to protect your personally identifiable information as you transmit your information from your computer to this website and to protect such information from loss, misuse, and unauthorised access, use, modification, disclosure, alteration or destruction.

Personal data will not be transferred overseas unless there is a reasonable belief that the information will remain subject to effective privacy protections and will not be collected, use or disclosed by the recipients of the information in a manner inconsistent with this Privacy Policy. 

You should keep in mind that no internet transmission is ever completely secure or error-free.  In particular, e-mail sent to or from this website may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail.  Moreover, where you use passwords, ID numbers, or other special access features on this website, it is your responsibility to safeguard them.

This site may contain links or references to other websites.  Please be aware that we do not control other websites and that this Privacy Policy does not apply to those websites.  We encourage you to read the privacy policy of every website you visit.

If you have any concerns about the information we hold about you, or would like to access or change this information, please contact the Privacy Officer, Northward Capital, Level 6, 50 Margaret Street Sydney NSW 2000.

For more information about privacy in general, please visit the Federal Privacy Commissioner's website, http://www.privacy.gov.au/.